No Down Payment Financing Available

• Adequate Credit

• 30% of Monthly Income Available for Housing Expense

• Same Source of Income (Jobs) for a Minimum of 2 Years

• Total Monthly Debt-to-Income no more than 30% of total monthly income      

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IF YOU CANNOT QUALIFY FOR A NO DOWN PAYMENT LOAN, WE HAVE OTHER FINANCING OPTIONS WITH DOWN PAYMENTS AS LOW AS 3% OF THE PURCHASE PRICE.  COSIGNERS ARE POSSIBLE IF THEY ARE RESIDENTS OF LAPLATA COUNTY, COLORADO.  

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YOUR SOURCE OF INCOME (JOB) IS THE MOST IMPORTANT FACTOR IN OBTAINING A LOAN!

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